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    The Time Value of Money

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    Answers to Various Financial Questions

    Jenny just married Tim. Jenny remains to work as a cashier for a restaurant, and her monthly income has averaged $2,840 a month over the past year. Tim is working as a computer programmer and earns $3,000 a month. Their shared monthly income let them to live comfortably. Yet they have been unable to save any money for urgent sit

    Personal Financial Planning..

    1. For each of the following, select items in the list (may be more than one) that are tax deductions. a. Charitable donations b. Moving expenses c. Child care cost d. State personal income taxes paid 2. Calculate the Total Liquid Assets Money market account $ 4240 Medical Bills $ 740 Mortgage $ 104560 Checking account

    Long-term Financial Planning

    During in college, Jenny worked part-time and was never concerned about long-term financial planning. Rather than creating a budget, she used her checkbook and savings account (which usually had a very low balance) to handle her financial needs. As soon as she's finishing college, she started her career as a teller in the bank.

    How interest rate affects the mortgage value

    1. Consider a home mortgage where you borrow $200,000 with a 30-year fixed rate loan. Suppose the mortgage interest rate is 0.708333% per month. a. What is your monthly mortgage payment? b. Solve for the principal and interest components of the first 12 mortgage payments. What is your outstanding mortgage balance at the end o

    Management Study Questions

    1. What are the two basic sources of funds for all businesses? Question 1 options: Debt Equity Both debt and equity None of the above Question 2 (1 point) True or False Working capital management is the management of current assets, such as inventory, and current liabilities, such as money owed to suppliers

    CVP Analysis, Time Value of Money - Retirement Fund

    1. Tanya's balance on a student loans is $24,000 today (first day of month). The rate on the loan is 6% NAR with monthly compounding. a. Tanya would like to payoff the loan in three years. The first payment would be at the end of the present month. What equal end-of-month payments would she have to make to do this? b.

    Car Loan Time Value of Money

    DISCOUNT RATE IS: 10% 1) Buy car for $35,000. If bank will lend $30,000 (10% discount rate), what will annual payments be? Make 1st payment at end of year and make 5th and final payment at end of 5th year. SHOW IN EXCEL WITH "PAYMENT" FUNCTION 2) If payments were monthly, instead of annual, what would monthly car paym

    Case Analysis - Panera Bread

    Using the attached information, can you please help me with the following? Thank you!! VII. Implementation A. Implementation (This is where you can be creative using the information you have already provided. You will need to make up the programs, people, and finances.) B. Programs (Be creative! What programs would you wa

    Analysis of Strategic Factors (SWOT)

    Can you please help me with the following case study on Panera Bread? Supporting documents attached, if needed. Thank you. V. Analysis of Strategic Factors (SWOT) A. VRIO Analysis B. SWOT Analysis VI. Strategic Alternatives and Recommended Strategy A. Analysis of Strategic Alternatives ( you must have at least 2 alternat

    Analysis of Panera Bread

    Can you please help me with the following case study on Panera Bread? Supporting documents are attached. IV. Internal Environment: Strength and Weaknesses A. Corporate Structure B. Corporate Culture C. Corporate Resources 1. Marketing Analysis a. Price b. Product c. Place d. Promotion e. Key Marketing Strategies:

    Panera Bread 2010 Ratio Analysis

    Using the Panera Bread website, https://www.panerabread.com/en-us/company/investor-relations.html conduct a financial ratio analysis for the 2010 fiscal year using the following ratios: Current ratio, quick ratio, net profit margin, return on investment, return on equity, inventory turnover, days of inventory, asset turnover, f

    Calculating the time value of money in Excel

    Jack has the cash to buy a car but the salesperson argues it would be better for Jack to borrow the funds. The math salesperson gives is that you can earn more on the same $15,100 in an 8% CD than he'd pay out on a 14.2% car loan. By calculating that 48 months of interest on a 14.2% loan of $15,100 would be $4,779.20, while th

    Present Value of Growing Annuity

    Jane has a child and wishes to begin saving for college expenses. Child will enter college in 6 years. Assume child will spend 4 years in college, that the real (ie: inflation adjusted) annual cost of a college education will remain at $24,000, that the nominal interest rate is 4.55%, that the expected rate of inflation is 2.0%,

    Financial Analysis of Under Armour

    Can you please help me with the following financial analysis and the attached questions (see attachment)? Please help prepare a financial analysis for 2008 and 2009 for Under Armour - http://investor.underarmour.com/investors.cfm The financial analysis should include: Current ratio Quick ratio Net profit margin Retur

    Intrinsic Value of a Stock and the Dividend Discount Model

    Part I A company's common stock dividends are anticipated to grow at a constant 5.5% growth rate per year going forward. The company just paid an annual dividend (that is, D-zero) of $3 per share. What's the intrinsic value of the stock based on the following required rates of return? 6% 8% 10% 12% If the stock is curren

    Retirement Investment Plans

    I will discuss the retirement plan I am currently investing in. It's nothing major I am only investing $ 1200 a year with an annual interest rate of 4.5% compounded annually . Not a big amount of money will be generated by the time I retire but it should do with the social security plans that we have after we retire from work an

    Time Value of Money in Real Estate: Southampton

    Before there was Paris Hilton, there was Consuelo Vanderbilt Balsan - a Gilded Age heiress and socialite, re-nowned for her beauty and wealth. Now Ms. Balsan's onetime Hamptons home is slated to hit the market priced at $28 million with Tim Davis of the Corcoran Group. Located on Ox Pasture Road in Southampton, the shingle-st

    Capital budgeting Practice True False Exam Questions

    Net Present Value Practice True false questions 1. The three common discounted cash flow methods are net present value, internal rate of return, and payback. 2. The net present value (NPV) method calculates the return on investment from a project by discounting all expected future cash inflows and outflows back to the pre

    Accounting: Balance Sheets, Income Statements and Cash Flows

    Question 1: On 1 January 2012, Rose Tremayne opens a bank account in the name of her new trading business, Rose Tremayne Trading (RTT). She puts £112,000 of her own money into the business bank account. The following is a summary of transactions during 2012: (1) RTT takes out a short-term bank loan of £45,000 cash. (2) RT

    Growing Annuity Payments: Amount of Your First Deposit

    You want to accumulate $1 million by your retirement date, which is 25 years from now. You will make 25 deposits in your bank, with the first occurring today. The bank pays 8% interest, compounded annually. You expect to receive annual raises of 3%, which will offset inflation, and you will let the amount you deposit each year a

    Rate of Return on a Stock

    As an equity analyst you are concerned with what will happen to the required return to Universal Toddler Industries's stock as market conditions change. Suppose rRF = 5%, rM = 12%, and bUTI = 1.4. (a) Under current conditions, what is rUTI, the required rate of return on UTI stock? (b) Now suppose rRF (1) increases to 6% or

    Insurance Coinsurance Pay

    Michael Howitt of Berkley, Michigan, recently had his gallbladder removed. His total bill for this event, which was his only health care expense for the year, came to $13,890. His health insurance plan has a $500 annual deductible and an 80/20 coinsurance provision. The cap on Michael's coinsurance share is $2,000. a. How muc

    Risks in Common Stocks

    Select a portfolio of common stocks in five companies whose stock is traded on the New York Stock Exchange (NYSE). Base your selection of stocks on your own personal willingness to take risks. Look up the beta of each company. Using equal weights, compute the portfolio beta, showing your work. Discuss how the portfolio beta comp

    When NPV Equals Zero

    Which one of the following is FALSE for a project whose NPV equals zero? 1) The project earns more than the required return. 2) The projects cash outflows are equal to the present value of the cash inflows. 3) The project will have no impact on firm value. 4) The IRR is equal to the required rate of return

    Ethically behaving corporations

    Do corporations have any responsibilities to society at large? Is stock price maximization good or bad for society? Discuss why firms should behave ethically. Define "ethically."( this is not an assignment) I need at least 300 words

    Time value of money SLP 1

    Select a publicly traded U.S. company that has paid a dividend for at least the last three years, and conduct a financial ratio analysis. You will be using this company for other assignments in this course; thus, please spend adequate time locating a company. Please consider reviewing http://finance.yahoo.com to locate a company

    Explanations of How to Calculate Interest Rates

    a. What amount of money should you pay each month to retire a $12000 debt in five years if the interest rate on money is 10% nominal annual interest rate compounded monthly? b. What amount of money today is equivalent to $100 per month compounded quarterly for ten years at 5%? c. If you buy a piece of land for $10,000 and

    Investments compounded annually

    a. What amount of money should you put in the bank today so that you will have $12,000 at the end of six years if you can earn 8% compounded annually? b. How much money should you save annually so that you will have $1500 after eight years if you can earn 9% compounded annually? c. What interest rate would allow you to ac