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    Valuation - Present and Future Value

    We examined two important topics in finance this week: (a) present and future values and (b) security valuation. What is the importance of present and future values. What factors must be considered when calculating present and future values? What other qualitative factors play into present and future value decisions? Perhaps

    Public vs private sector

    Describe and discuss differences that are apparent between government and business budget making? Are there any similarities in their profit motives? Please provide at least two examples to support your perspectives. Respond to at least two of your classmates' postings.

    Economic Relationship: The U.S Dollar

    While nations of the world had previously tied their currencies to the gold standard, that practice abandoned in favor of linking currencies directly through floating exchange rates. Due to the dominance of the United States in economic and financial matters, the US dollar became the "reserve currency" of the world. Other coun

    Annual Percentage Rate vs. Effective Annual Rates

    Please help with the following problem. Provide at least 300 words in the solution. Do you think that lending laws should require lenders to report Effective Annual Rates (EAR) or Annual Percentage Rates (APR)? Why? What are the impacts of EARs versus APRs to the borrowers?

    Risk and Return Estee Lauder and Lowe's

    Consider the following annual returns of Estee Lauder and Lowe's Companies: Compute each stock's average return, standard deviation, and coefficient of variation.  Estee Lowe's Year Lauder Companies 2006 20.4% -6.0% 2005 -26.0% 16.1% 2004 17.6% 14.2% 2003 49.9% 48.0% 2002 -16.8% -19

    Interest Rates on Bonds

    You are considering an investment in 30-year bonds issued by a corporation. The bonds have no special covenants. The Wall Street Journal reports that 1-year T-bills are currently earning 3.50 percent. Your broker has determined the following information about economic activity and the corporation bonds: 1 Year T-bill Rate

    Financial Statements and Ratio Analysis

    I am having a hard time figuring this out and need help. I am attaching all the info. I cant seem to figure it out. Cross-sectional ratio analysis: Use the financial statements on Fox Manufacturing Company for the year ended December 31, 2009, along with the industry average ratios to: a. Prepare and interpret a complete

    Owen Davis Company - Balance Sheet Creation

    Use the appropriate items from the following list to prepare in good form Owen Davis Company's balance sheet at December 31, 2009. Item December 31, 2009 Item December 31, 2009 Accounts payable $ 220 Inventories $ 375 Accounts receivable 450 Land 100 Accruals 55

    Investment Considerations

    If you are an investor, why do you want to invest in the security market? Why do you want to invest in the stock market?

    Auditing: Events Relating to Financial Statements

    Imagine you are an auditor and accidentally discover that one of your clients has been hiding a significant bank account in the amount of $500,000. This account was not disclosed by the client and you had no knowledge of its existence at the time you completed the annual audit. You confronted the owner when you discovered the ac

    Corporate Finance: Maximizing Shareholder Wealth

    Question: What would you do if the goal of maximizing the stock value was in conflict with other goals (i.e. customer and employee safety, the environment)? What steps would you take to avoid unethical or illegal behavior? Why?

    Management Discussion and Analysis: Creating a Memo

    Define the management's discussion and analysis. Describe in a memo, not to exceed 300 words, the major items disclosed in this section of the financial report. Respond to at least two of your classmates' postings.

    Finance: Intangible Asset Amortization

    1. A plant asset purchased for $400,000 has an estimated life of 10 years and a residual value of $20,000. Depreciation for the second year of use, determined by the declining-balance method at twice the straight-line rate is: 2. A plant asset purchased for $330,000 at the beginning of the year has an estimated life of 5 yea

    The Importance of Working within Budgetary Constraints

    What are some of the factors that contribute to a successful operating budget performance? What are some of the factors that can cause a department to not meet its budget goals? (Hint - think about the things that will cause problems or differences from the budget like more patients than planned, too many staff on hand, etc.).

    Renter's Insurance

    We Rent, So Why Do We Need Insurance? "Have you been down in the basement?" Nathan asked his wife, Erin, as he entered their apartment. "No, what's up?" responded Erin. "It's flooded because of all that rain we got last weekend!" he exclaimed. "Oh no! We have the extra furniture my mom gave us stored down there. Is everything

    Localization requirements

    Localization Requires: (LIO) Business Objectives/Critical Success Factors Putting together the following recommendation on Localization (LIO) Accounting & Control (a) LIO Testing (b) LIO Structure (c) LIO Planning (d) LIO Modules: Account Receivable, Accounts Payable, Order management, Purchasing, General Ledger (e)

    Analyzing the effect of price change on profitability

    A pub is analyzing its pricing of beer. It has determined that the price elasticity of demand for beer is −0.8, the cross-price elasticity for wine with respect to the price of beer is 0.9, the cross-price elasticity for appetizers is -1.4 and the cross-price elasticity for entrees is -2.2. The current average price of a beer

    Calculating the Return, Variance and Standard Deviation

    Given the large-cap stock index and the government bond index data in the following table, calculate the expected mean return and standard deviation of return for a portfolio 75 percent invested in the stock index and 25 percent invested in the bond index Assumed Returns, Variances, and Correlations

    Real Estate Investment Analysis

    Please help with the following problem: You have the opportunity to buy a piece of land with your brother-in-law, Joseph Wheeler Dealer. The land can be purchased for $2,000,000 and Joseph is 100% positive that it can be sold for $2,900,000 in seven years. In fact, he will guarantee this sale price. As he says, "this is a

    Suggestion Internal controls, Joy Becket Eyeglasses for the poor

    Joy Becket is the director of Eyeglasses for the Poor (EP). EP receives donations of eyeglasses and recycles them for use by the nearsighted needy around the world. Sometimes the eyeglass frames are expensive designer frames that can be sold to raise operating funds for the organization. Joy is concerned that EP's resources are

    Financial Management and Manipulation

    1. In light of the many scandals regarding manipulations of financial reports, are there still merits in analyzing financial statements of public companies? Also, the three major causes of financial statement fraud are rationalization, opportunity and pressure. Read the following article 'http://www.ogfj.com/index/article-displ