A large Bank Holding Company has Tier-1 capital of $40 billion and Tier-2 capital of $20 billion and risk weighted assets of $550 billion. Calculate the risk based capital ratios and determine whether they meet the required standards.
I need a muni bond amortization table generator in Excel. We have a mini bond for $14 million, 20 year term, 5% interest, semi annual payments in April and November, the April payments are interest only, the November payments are principal and interest. Need to be able to vary the principal amount, interest rate and term for fu
Can someone please help me with calculating the five-year industry average for Wal-Mart: Wal-Mart Total Returns % Data through 08-15-08 2003 2004 2005 2006 2007 YTD Stock 5.7 0.5 -10.3 0.1 4.9 26.5 +/- Industry -1.2 -8.0 -3.7 -5.8 8.8 8.2 +/- S&P 500 -20.7 -8.5 -13.3 -13.5 1.4 38.1
Lester's Home Healthcare Services (LHHS) was organized on January 1, 2005, by four friends. Each organizer invested $10,000 in the company and, in turn, was issued 8,000 shares of stock. To date, they are the only stockholders. During the first month (January 2005), the company had the following six events: 1. Collected a tot
1. I would like to understand what this truly means and what globalization has to do with financial markets and how they impact the Healthcare. When I read this article it seems to be boring. I guess I need examples to understanding what it truly means and maybe it won't seem boring.
5. Omni Technology Holding Company has the following three affiliates: Personal International Software Computers Operations Sales $40,000,000 $60,000,000 $100,000,000 Net Income (after tax) 2,000,000 2,000,000 8,000,000 Assets 5,000,000 25,000,000 60,000,000 Stockholder equit
How do mutually exclusive and independent investment projects differ?
Part I What reasons could Martha Stewart have had to: 1. Act upon the stock tip she receive by selling all her stock 2. Then lying to Federal Agents about it Part II What were the negative consequences of her actions? 1. How did it affect her business empire? 2. How did it affect her personal life? 3. In what oth
P2-12 Debt analysis Springfield Bank is evaluating Creek Enterprises, which has requested a $4,000,000 loan, to assess the firm's financial leverage and financial risk. On the basis of the debt ratios for Creek, along with the industry averages and Creek's recent financial statements (on the facing page), evaluate and recomm
Please see file attached. Using the financial information of http://www.sec.gov/edgar.shtml as of December 31 of each year, calculate the P/E ratios each year for the last four quarters for Dell and Apple. Which company has made the strongest recovery in terms of profit margin and which has had the strongest growth in P/E rat
Discuss and give examples of the following formulas that are used in breakeven analysis: Contribution Margin Method - Breakeven in Units and Breakeven in Sales Dollars. Targeted Profit Analysis - Targeted Profit in Units and Targeted Profit in Sales Dollars. Margin of Safety - Margin of Safety in dollars and Margin of S
I am a senior vice president of a company that manufactures kitchen appliances. I am considering using robots to replace up to ten of my skilled workers on the factory floor. Using a spreadsheet, I need to analyze the costs of acquiring several robots to paint and assemble some of my products versus the cost savings in labor.
1) Calculate retained earnings from the following data; calculate the retained earnings balance as of December 31, 2008 Retained earnings, December 31, 2009 $490,400 Net decrease in total assets during 2009 74,800 Net increase in accounts receivable in 2009 17,200 Dividends declared and paid in 2009 67,200
Problem 1 You are supplied with the follwing analytical income statement for the your firm. It reflects last year's operations. Sales $16,000,000 Variable Costs $8,000,000 Revenue before fixed costs $8,000,000 Fixed Costs $4,000,000
Rem Inc. produces electronic components for sale to manufacturers of radios, television sets, and digital sound systems. In connection with her examination of Rem's financial statements for the year ended December 31, 2007, Maggie Zeen, CPA, completed field work 2 weeks ago. Ms. Zeen now is evaluating the significance of the fol
Calculate the capitalization rate given the following information: Sale price: $950,000 Net operating income: $150,000 Potential gross income: $250,000
Current and projected free cash flows for Radell Global Operations are shown below. Growth is expected to be constant after 2007. The weighted average cost of capital is 11%. What is the horizon or continuing value of 2007? FCF ( in millions of Dollars) Projected Actual 2005 2006 2007 2008 $606.82 $66
13-4 Dozier Corporation is a fast growing supplier of office products. Analysts project the following free cash flows during the next 3 years, after which FCF is expeted to grow at a constant 7% rate. Doziers cost of capital is WACC=13% Time 1 2 3 FCF -$20 $30 $40 a) What is Dozier's terminal, or horizon value? b)
12-1 Carter Corporation sales are expected to increase from $5 million in 2005 to $6 million in 2006, or by 20%. Its assets totaled $3 million at the end of 2005. Carter is at full capacity, so its assets must grow at the same rate as projected sales. At the end of 2005 current liabilities were $1 million, consisting of $250
Analyze and explain the relationship between risk and return in financial markets. As an investor what would some of your expectations be with regard to a high risk investment and low risk investment?
Please see attached file. 1. A business created as a distinct legal entity composed of one or more individuals or entities is called an A corporation B sole proprietorship C partnership D Closed receivership E Open Structure 2. Agency costs are: A the total dividends paid to shareholders over the lifetime of the fir
Scotto Manufacturing is a mature firm in the machine tool component industry. The firm's most recent common stock dividend was $2.40 per share. Because of its maturity as well as its stable sales and earnings, the firm's management feels that dividends will remain at the current level for the foreseeable future. a. If the req
Can you please help me with this problem. Thanks. Hard Rock Corporation manufactures disposable thermometers that are sold to hospitals through a network of independent sales agents located in the United States and Canada. These sales agents sells a variety of products to hospitals in addition to Hark Rock's disposable therm
June 1, 2004 Janson Co sold $1,000,000 in long term bonds for $877,600 maturing in 10 years with a stated interest rate of 8% and yield rate of 10%. The bonds pay interest annually on May 31 of each year. The bonds are to be accounted for under the effective interest method. a) Construct a bond amortization table for this p
What are financial information systems and what they do? What kind of financial information systems will you use when you start your "mail packaging and supplies" business? Why would you choose this type of systems? Will it offer you the reports that you will require as your business grow? How will you use the information t
3. Ensco Lighting Company has fixed costs of $100,000, sells its units for $28, and has variable costs of $15.50 per unit. a. Compute the break-even point. b. Ms. Watts comes up with a new plan to cut fixed costs to $75,000. However, more labor will now be required, which will increase variable costs per unit to $17. The sa
Please see the attached file. You need to show your working for your answers. 1. The Sally Corporation's income statement is given below. Sally Corporation Sales.......................................$250,000 Cost of Goods Sold....................... 145,000 Gross Profit.................................105,000
What is the expected return on this portfolio? Carol owns a portfolio that is she invested 22% in stock A, 36%in stock B, and the remainder in stock C. The expected returns on these stocks are 9.7%, 14.5%, and 11.2%.
I earned a 3.1 percent real rate of return on my investments for the past year. During that time, the risk-free rate was 3.7 percent and the inflation rate was 2.9 percent. What is my nominal rate of return? 1. 5.78% 2. 6.00% 3. 6.09% 4. 6.80% 5. 6.91%
I purchased 600 shares of stock 5 years ago and have earned annual returns of 36.9 percent, 41.3 percent, 28.7 percent, 3.0 percent and 9.6 percent. What is my arithmetic average return? 1. 7.78% 2. 9.26% 3. 12.42% 4. 22.96% 5. 23.90%