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Health Care Policy: The Under and Un-Insured

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Evaluate the current status of the U.S. healthcare system as it pertains to the under-insured and the uninsured populations in the U.S.A. Items to address in this opinion paper focus on providing health care from an ethical and legal standpoint. Some topics to consider are illegal immigrants, persons who choose not to practice healthy lifestyles, but expect to receive assistance for health care, employers who fail to provide insurance for their employees that earn too high of a salary to be eligible for assistance and can't afford private insurance.

As a basis for the outline of your paper, include the following:

- The existing policy as it related to healthcare services to the underinsured and the uninsured populations
- Identify a federally-funded public health service that is available, such as Medicare, Medicaid, or the WIC program
- List the requirements of being eligible for assistance from that agency
- Are there certain vulnerable groups that do not meet the requirements, but would benefit from the assistance because of no other options available to them?
- What are the ethical dilemmas in denying those groups access to care?
- Suggest changes to policy that may improve the legal and ethical access to services from that agency.

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Solution Summary

There are major issues related to health care policy within the U.S.A and this solution provides a discussion on this topic.

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The current status of the US healthcare system as it relates to the under-insured and the uninsured populations in the nation is about long term care for the elderly and the issues of Medicaid being used as long term care. Medicaid is a welfare based government health care program that provide medical treatment to young mothers and children in 1965. It provides health coverage to nearly 60 million Americans including children, pregnant women, parents, seniors, and individuals with disabilities. In order to participate in Medicaid, federal law requires states to cover certain populations groups. In order to be eligible for Medicaid, individuals need to meet federal and state requirements regarding residency, immigration status, and documentation of US citizenship. Two thirds of Medicaid funds are spent on the frail elderly and people with disabilities. There is only about one-third of Medicaid that are spent on long term care for the elderly. The federal and state government will be spending 6.5 percent of gross domestic product on Medicaid. However, the issue is that the elderly and persons with disabilities are not eligible for Medicaid benefits until they are extremely ill and impoverished. Many middle class people are forced to spend their assets on care and apply for Medicaid after their money runs out. This is a very inefficient and poor system of health care for ...

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