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National Healthcare Spending

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- Identify the distribution of national health spending by type of financing source.
- Identify the distribution of health insurance coverage among the U.S. population.
- Discuss the impact of the Patient Protection and Affordable Care Act on insurance coverage.
- Discuss the origin of employment-based health insurance.
- Explain the difference between fully-insured and self-insured health plans.

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Solution Summary

National healthcare spending is examined. The impact of the patient protection and Affordable Care Act on insurance coverage are determined.

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1) Identify the distribution of national health spending by type of financing source.

Here is the link for a national census on this topic: http://www.census.gov/compendia/statab/2012/tables/12s0135.pdf
It demonstrates that most of health costs are paid by health insurance, and the second largest sources is actually out-of-pocket (the patient pays for it themselves). It also shows what type of health insurances are responsible for the funds, with private health insurance providing about half of the funds, followed by Medicare and Medicaid.

2) Identify the distribution of health insurance coverage among the US population.

The link for the section above would contribute to answering this question as well (most insurance is private insurance, followed by Medicare and Medicaid). Furthermore, here is a link that directly answers this question: http://www.census.gov/prod/2012pubs/p60-243.pdf
It is the 2011 US census on poverty and health insurance. On page 23, it lists the exact percentages of people owning different types of coverage. People having only private insurance, not offered through work, is 52%, while people having insurance provided through their work (which may have bought a private coverage plan) is 45%. Medicare alone is ...

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