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Ethics, values and social responsibility.

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Hello, I need some assistance on a practice question for an upcoming assignment. I'm having a difficult time finding a starting point or figuring out what info to include/exclude (creativity block). Some examples would be great. Any help would be appreciated.Thanks

Ethics has been broadly defined as concerning certain issues or situations as being fair/unfair, right/wrong, or just/unjust according to the values adopted by a given culture or society. These values act as the acceptable standards developed and nurtured by society. As societies have developed and become more knowledge-oriented and socially alert, the need for social responsibility has increased. According to Davis and Blomstrom (1975), social responsibility is "the obligation of decision makers to take actions which protect and improve the welfare of society as a whole along with their own interests" (p. 39).
Many banking organizations have been "bailed out" by the federal government, but yet they have been caught spending these additional funds/monies on items that may not be acceptable by public policy or federal regulations. As a result, the federal government has had to rethink and reevaluate their approach to the administration of these funds. In an Internet search of ethics and recent federal bail outs of several banking/financial institutions, please provide the following items of discussion:
1. A historical overview of the reasoning for the federal bailout of these financial institutions and reasons for such federal infusion of these external funds.
2. A discussion of the ethical implications that have surfaced in the media concerning the misuse and/or abuse of federal funds distributed to several key banking/financial institutions.
3. An examination of the ethical issues surrounding the misuse and/or abuse of this federal funding in terms of the following perspectives:
a) federal government;
b) private business sector; and
c) public in general.
4. Finally, create a socially responsible plan for the federal government to use in the future administration of federal funding, with this same industry (banking), in order to prevent such misuse and abuse of federal funds in the future.

You will need to include in-text citations and a references list (APA) for external references used in supporting your points for this question. You should have no fewer than 7 references for your response to this particular question.

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The ethics, values and social responsibility is examined.

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Using the questions provided, I have created an outline for your use to guide you through some of the aspects of the bailout. Please feel free to change or add to this. Also, add your own knowledge and experience for the assignment.

1. A historical overview of the reasoning for the federal bailout of these financial institutions and reasons for such federal infusion of these external funds.

The economic downturn was caused in part, from bad loans by lenders on overvalued property to limited income families. When the loans came due and other issues in the economy caused people to default on home loans, the banking system felt the jitters. Banks were reluctant to loan money to each other and the fears spread to investors who pulled money out of investment accounts and put them into U.S. Treasuries. This caused those yields to drop to zero, creating further panic. Then the SEC banned any short selling of financial stocks for a period of time to reduce the volatility in the stock market. The ...

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