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probability neglect

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I need assistance with the following:

Present a situation in which you acted or reacted 'mindlessly' (see web links below), rather than thoughtfully, and which did not turn out well for you. Using the critical thinking concepts, which specific, more effective thinking strategies could you have utilized in that situation and what might have been a more positive outcome?

The thinking strategies you discuss must be research-related, not personal opinions.

Links:

1. http://www.ncbi.nlm.nih.gov/sites/entrez?cmd=Retrieve&db=PubMed&list_uids=12206276&dopt=Citation

2. http://www.securitymanagement.com/news/road-rational-decision-making

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I'm sure everyone has situations where they reacted mindlessly and ran into unintended consequences. One that I remember clearly occured when I was in college and a friend of mine asked to borrow my car. Because I rarely drove my car at the time and was in the habit of lending and sharing things with my friends, I gave him the keys. He proceeded to go drinking with some friends of his and on the way home hit a telephone pole, destroying my car. Because the car was totalled and because it was rather old and had a lot of miles on it, the insurance company paid me next to nothing for it, certainly not enough to procure a ...

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