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Healthcare expenditures, financing, and insurance

Discuss healthcare expenditures, financing, and insurance as they relate to a healthcare organization of your choice. Health insurance increases the cost of health care by promoting demand. Insurance enables individuals to buy more health care services than they could if they had only ready cash or its equivalent. Despite the importance of health insurance, a large number of Americans lack coverage.

Answer the following questions:
1. Of all United States residents, noncitizens are among the most likely to be uninsured. What factors might contribute to their high rate of uninsurance and what solutions would you recommend?
2. How likely is it that Medicaid beneficiaries receive care inferior to that of privately insured people? Would such a situation be acceptable to Americans?
3. Medicare taxation results in transfer of wealth from younger to older individuals. Is this arrangement fair? Is it viable for the long term?
4. Might Medicare serve as a model for reform of the United States health care financing system? Explain your thoughts.

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Of all United States residents, noncitizens are among the most likely to be uninsured. What factors might contribute to their high rate of uninsurance and what solutions would you recommend?

Non-citizens are often among the uninsured due to lack of resources or financial means to afford healthcare insurance. The jobs that are offered to them do not come with benefits. The employers of these low paying jobs usually cannot afford the benefits needed by their non-citizen employees. Employers take advantage of this because of their legal alien status. As a non-citizen, it is more difficult to lobby for rights than for citizens (Buchmueller, Lo Sasso, & Lurie, 2007). Solutions for this would be for any employer on United States soil to have to provide some type of health benefit for their worker. This may be in the form of vouchers or at least basic clinic care for a primary provider. All children under 18 should be able to get Medicaid without having to prove legal status of the parent.

How likely is it that Medicaid beneficiaries receive care inferior to that of privately insured people? Would such a situation be acceptable to Americans? ...

Solution Summary

The solution discusses healthcare expenditures, financing and insurance.

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