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What tools best solve time value of money problems?

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What tools (excel, financial calculator, tables, websites tools, formula's, etc.) work best for you to solve the time value of money problems and exercises. Why do they work best? What aspects of each of the tools do you like and don't like. If you find some good tools on line, please share the website if applicable.

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Solution Summary

Your discussion talks about advantages of excel vs. tables vs. online tools and also the disadvantages (205 words). Excel is preferred and why.

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I personally prefer excel. While it takes a bit to set up the template, and you can have errors if you don't verify its correctness by checking against an answer key that you know if reliable, it is more flexible than a "black box" where I put in ingredients on a website and really don't ...

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