In 2009, The EEOC implemented the Genetic Information Nondiscrimination Act of 2008 (GINA). What effects might GINA potentially have on workplace culture, on health insurance, and on the economy?
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As per GeneticFairness.org, "President Bush signed the Genetic Information Non-discrimination Act (GINA) into law on May 21, 2008... GINA provides individuals with federal protections against genetic discrimination in health insurance and employment... Every American can feel safe from genetic discrimination in health insurance and employment."
Furthermore, GINA has listed the unlawful practices for health insurance:
Health insurers may not require that members provide genetic information due for the purpose of eligibility, underwriting, coverage or other premium-setting decisions. It may not also be collected with intent for coverage decisions. An individual may not be required to undergo a genetic test and genetic information cannot be used as a pre-existing condition. To sum it all up, the member may volunteer to undergo genetic testing which can only be used for research.
When submitting claims to the health insurance company, the insurer can require genetic information for ...
Genetic Information Nondiscrimination Act (GINA) description
GINA unlawful practices for health insurance
Genetic non-discrimination in employment - unlawful practices for employers
GINA effects on employees/employers/employment/workplace and economy