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Organizing and Managing Your Financial Resources

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I need help going about solving these problems, by showing work. I can't figure out the correct formula.

1. You would like to take a cruise in six years. The cruise currently costs $4,250. You expect the price to increase by 4% annually. You can earn 5% on your savings. How much do you need to save at the end of each month so you will be able to afford your cruise in six years?

possible answers:
Amount in six years $5733.61 $76.00 per month

2. You invest $250 in your savings account at the end of each year and earn an average of 6% per year in interest. How much will you have in your savings account at the end of forty years?

3. You want to have $40,000 to buy a new boat in six years. How much do you have to save at the end of each year to reach this goal if you earn 5% a year on your savings?

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Organizing and Managing Your Financial Resources is advised.

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1) this is an annuity problem
step 1 - find how much the trip will cost in 6 years.
=4250 (1.04)^6 = 5377
So that is how much money you will need to save.

So you have 6 years, and you want to pay monthly = ...

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