Insurance for AIDS
1. Comparing insurance system (national insurance and personal insurance) for AIDS patient between Japan and U.S.A.
2. Comparing government support system between Japan and U.S.A.
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In the United States, very few people with HIV/AIDS have private health insurance,
to cover costs of treatment and anti-retroviral drugs. Even those individuals with private
health insurance may discover that there are caps or limitations on payment of benefits, for
AIDS related treatments. Many companies ask individuals, when they apply for insurance,
whether they have been tested or diagnosed with AIDS. "At the same time, insurance firms
increasingly act unilaterally to avoid high (or "catastrophic") claims by dropping or limiting
coverage for groups or individuals who are at high risk for serious illness" (National
Academy of Sciences, 2011). Because of ...
Solution Summary
The solution compares the insurance system (national insurance and personal insurance) for AIDS patient between Japan and U.S.A.