Explore BrainMass

Credit Checks for employment

This content was STOLEN from BrainMass.com - View the original, and get the already-completed solution here!

Refer to article on Limits on Credit Checks (attached file) and answer the questions provided in essay format:
1. How well do you think credit checks meet the effectiveness criteria of (a) reliability; (b) validity; (c) ability to generalize results; (d) high utility; and (e) legality?
2. For what kinds of jobs might a credit check be a useful selection method? For what kinds of jobs would it be unhelpful, inappropriate, or unethical?
3. Imagine that you are an HR manager at a company operating in a state where credit checks of job applicants have been banned. What other selection method could you use to pick honest and responsible employees?

© BrainMass Inc. brainmass.com October 25, 2018, 5:37 am ad1c9bdddf


Solution Preview

Credit checks meet the effectiveness criteria to a certain extent in terms of checking for a measure of responsibility on the applicants part, however most employers are misusing their ability to run credit checks and are screening more applicants thus contributing to the nation's economic crises today. In today's society it has been quite difficult to maintain current employment. Employees fell victim to massive layoffs, age discrimination, and/or dealt with losing jobs as a result of not possessing new skills sets conjoined with current technological advancements. As a result of losing a job through no fault of their (employees) own, bills continue to accumulate with no way of paying them. Creditors are merciless when an employee is unemployed. Employers in some cases make the current economic state worse for the reason that more employees are unable to pay their bills and spend money to strengthen the economy thus resulting in a high unemployment rate. For example, in Las Vegas, Nevada, the unemployment rate is over 14%. In spite of recent news stating that jobs are available. Jobs may be available, however most of these jobs are running credit checks that alienates at least half the Nevadan population. Credit checks should only be considered if the position an ...

See Also This Related BrainMass Solution

employee right to privacy

The advance in technology has been both a blessing and a curse. While it has made it possible to accomplish things in business that would be impossible without it, our privacy as individuals has been greatly infringed upon. Many employees are subjected to background checks which delve into very personal areas of their lives, such as credit history and personal habits. A number of state legislators have introduced legislation aimed at restricting the scope of employer initiated background checks.

Give your opinion on what you believe to be the proper balance between an employer's legitimate right to conduct a pre-employment screening and a prospective employees right to privacy.

View Full Posting Details