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Healthcare: Underinsured in Hawaii

I have the following task and I need some help getting started: Write a 4 paragraphs about Pros and Cons Healthcare for underinsured in Hawaii.

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1. I have the following task and I need some help getting started: Write a 4 paragraphs about Pros and Cons Healthcare for underinsured in Hawaii.

The consumers of healthcare in Hawaii are increasingly becoming either the uninsured or underinsured. For example, health care premiums rose an estimated 4.2 times faster than earnings for Hawaii's working families from 2000 to 2006, according to a report by the consumer health organization Families USA. In that six-year period, health care premiums rose by 64.6 percent, while median earnings rose by only 15.4 percent. (1)

There are many disadvantages (cons) for the underinsured consumer, mainly that they have less coverage than their family might need. In an emergency, for example, a family member might need to go without healthcare and/or necessary medication, dental care, etc. For example, Consumer Reports reported that in May 2007 that "29 percent of people who had health insurance were 'underinsured,' with coverage so meager they often postponed medical care because of costs." (2)

Another con for people who are underinsured is that they do not get preventive care, they delay seeking treatment for illnesses, they use the emergency rooms more frequently than those with insurance, and counties end up paying in different ways for the unpaid and higher bills. (3) This ...

Solution Summary

Related to public administration, this solution discusses the pros and cons of healthcare for the underinsured in Hawaii.

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