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The need for malparactice insurance

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Discuss the need and usefulness of hospital and physician professional liability (malpractice) insurance in the United States. Does the need for insurance add to or detract from the care that is given?

PLEASE DO NOT USE WIKIPEDIA/ENCARTA/WORLD BOOK IF CITING REFERENCES

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This solution discusses the importance of malparactice insurance for doctors and other medical personnel.

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Malpractice insurance is purchased by professionals, usually medical professionals, to financially cover them in case they are sued for malpractice: the act of causing damage or injury to a person or persons as a result of negligently performing a professional duty. Malpractice insurance is intended primarily to provide medical professionals protection from lawsuits, though there are other professional coverages provided with most policies. A malpractice insurance policy will cover the insured up to values of several million dollars , although the amount of necessary coverage varies from state to state. In the last ten years medical malpractice has been a concern within ...

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