Please help explain collision and comprehensive coverage.
There is a big difference between collision and comprehensive coverage. Collision coverage is important for if and when accidents occur. If you have collision coverage, you will be required to pay a deductible for when an accident occurs. You will not be required to pay for all the damages - just the deductible and the insurance company covers the difference. If you are in an accident and found to be at fault, you will pay your deductible and the insurance ...
This posting explains what collision and comprehensive automobile coverage is and the differences of each.