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Comprehensive insurance coverage using control groups

Problem: Discuss whether the vagueness of the following passage is appropriate to the context that is stated or implied. Pay particular attention to the underlined expressions.

'Comprehensive Coverage. The insurer will pay for direct and accidental damage to the insured's automobile and its equipment not caused by collision or upset.'- From an automobile insurance policy

Answer

For each of the following investigations:

a. Identify the causal hypothesis at issue.

b. Identify what kind of investigation it is.

c. Describe the control and experimental groups.

d. State the difference in effect (or cause) between control and experimental groups.

e. Identify any problems in either the investigation or the report of it, including but not necessarily limited to uncontrolled variables.

f. State the conclusion you think is warranted by the report.

Solution Preview

a. Identify the causal hypothesis at issue.

A causal hypothesis predicts a cause and effect relationship between variables. In this case, the causal hypothesis is: In the event of auto damage not resulting from collision or upset, the insurance company will pay for damage. The experiment (or cause) will be used to predict an outcome.

b. Identify what kind of investigation it is.

This is a causal or a co-relational study to establish a certain cause and effect.
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c. Describe the control and experimental groups.

The control group assumes the hypothesis is correct while the experimental group wants to test and validate the facts ...

Solution Summary

The 400 word cited solution answers each part of the problem clearly.

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