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State regulation of insurance

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Present one argument for and against the continuation of state regulation of insurance as well as one argument for and one argument against the federal regulation of insurance. How does the Appleton rule factor in your arguments?

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This posting gives you a step-by-step explanation of New York state insurance licenses. The response also contains the sources used.

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Question One:
One argument for the continuation of state regulation of insurance is that every state has special needs and state regulation is able to fulfill those needs. For example, the level at which insurance becomes affordable is different from state to state. The disadvantages are state governments can make laws that apply to the entire operations of the companies that do business in that state (Roberts, E. F 1964). This leads to conflicts with the laws ...

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