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Insurance Planning

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Bob Brown was recently involved in a minor auto accident. His car was hit from behind, and he, in turn, slammed into the car in front of him. He would like someone to explain his coverage and show him where, in his auto policy, each of his losses might be covered. The explanation of coverage and the location of coverage should be in general terms for most auto insurance policies, please do not use only your personal auto insurance policy as your guide for your response.

Help him out by doing that for each of the following items.

The cost of a medical checkup for his passenger, Ruth
The front and rear damage to his car
The damage to the car in front of him
The damage to the car behind him
The total amount of liability protection for bodily harm and property damage

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Solution Summary

Bob Brown was recently involved in a minor auto accident. His car was hit from behind, and he, in turn, slammed into the car in front of him. He would like someone to explain his coverage and show him where, in his auto policy, each of his losses might be covered. The explanation of coverage and the location of coverage should be in general terms for most auto insurance policies, please do not use only your personal auto insurance policy as your guide for your response.

Solution Preview

If everyone is insured who's inolved in this accident, here is how each is covered:

The cost of a medical checkup for his passenger, Ruth- The policy that covers the car from behind will cover this as they have the liability for all individuals in this vehicle.
The front and rear damage to his car- The rear damage should be covered by the policy of the car causing the accident from behind. The front damage will be covered by ...

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