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Employer-Sponsored Retirement Plans

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Outline the historical origins of employer-sponsored retirement plans in the United States. Additionally, highlight some of the modern trends in such retirement plans.

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Solution Summary

This solution discusses the historical origins of employer-sponsored retirement plans. Included is an overview of prominent trends in retirement plans today.

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American Express started the first employer-sponsored retirement plan in 1875 to assist workers in planning for their sunlight years. Five years later, the Ohio and Baltimore railroad systems started their own pension plans. Although these plans started in the nineteenth century, it wasn't until the Wage Stabilization Act of 1942 that ...

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