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E-Commerce

E-Commerce companies face a number of issues when dealing with various payment systems. VISA has a program called the CISP program that is a standardized audit of all systems for companies that handle on line transaction processes. However, as in the case of choice point these standards did not work the way that they were intended to. Review the CISP standard and the security breach at Choice point, how would you have handled it differently, what do you think are the flaws in the system?

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Primary reason for the breach:

Information brokers have operated under a self-regulatory schema, known as the Individual Reference Service Group ("IRSG") Principles. Through these principles, the industry conferred upon itself the authority to sell detailed dossiers to almost anyone for almost any purpose. It was the promiscuity of these principles that led to the most recent Choicepoint breach, because the principles allowed data brokers to choose who is "qualified" buyer of personal information, and allowed sale to anyone with a "legitimate" business purpose.

Resource: http://www.epic.org/privacy/choicepoint/datasec7.28.05.html

How would I have handled it differently?

I would have spent more on hiring external staff to review the security measures in place. In other words, security flaws which have been overlooked by the internal staff can be caught by external staff or experts who will catch all the errors and mistakes. Companies like Choicepoint try to keep costs low, so they overwork people, ...

Solution Summary

E-Commerce companies face a number of issues when dealing with various payment systems. VISA has a program called the CISP program that is a standardized audit of all systems for companies that handle on line transaction processes. However, as in the case of choice point these standards did not work the way that they were intended to. Review the CISP standard and the security breach at Choice point, how would you have handled it differently, what do you think are the flaws in the system?

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