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Small cap funds and retirement funds

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When investing in a retirement fund, what are the main factors to affect your decision? If a small cap fund seems to have the most volatile returns of all offered and also has the highest expenses, why would you want choose this one over others?

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When investing in a retirement fund, there are several factors that affect your decision. Some of these are as follows:
1) Current age. This determines how long you have left to retire. More ...

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