Control Over Retirement Savings

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How much control do you think you have over your own retirement savings? In other words, after all said and done in above, do you really think you can reasonably count on your retirement savings at the time of your retirement? If yes, explain how and why. If no, explain your thoughts and concerns. Explain in an organized fashion and in needed details

You have some control over your retirement savings. If you do it correctly, you can most likely count on it when you're older. The ways to do this are the following ways: one is to enroll when first eligible (when you're young, say right out of college or grad. school). Max it out if you can or at the very least, do enough to qualify for the match. Allocate about 86-93% of it in stock funds about 6% in bonds and the rest in commodity and REIT funds. For the equity choose about ¾ of it in large cap American equity (preferably at least half of this would index fund (lower cost) like one that follows the S &P 500. Put the rest of this percent into a well rated actively managed large cap fund (these funds can prevent less loss than the indexes because of the active management). Put 15% of your equity into two small/mid cap funds (One that follows an index is less expensive than others, and again use part of this money for a well rated actively managed fund, again to hopefully prevent loss during downswings). And put the rest of your equity into a diversified international fund or even better, half that follows an ...