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How have legal, technological, and economic changes during the last 15 years affected financial institutions and markets, as well as the financial system in the United States and globally?

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The solution discusses the ethical, economic, demographic, social and technological changes during the last 15 years affected financial institutions and markets, as well as the financial system in the United States and globally.

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As the world grows smaller, the financial institutions have had to deal with faster movement of markets, economies, and information flow. Legal issues that arise in terms of access and security have become a problem. Gaining access to money, money movement, and availability of money are all issues of legal import and also technology.

People want to access their money. As lower income countries have developed, there is more money to be accessed. Additionally, place like Europe with the consolidation of banking and other pillars into the European Union (EU), have created more need for regulations that address both situations. Legal documents have changed within the EU and this affects how financial institutions verify and address identity. In the U.S., issues of terrorism, Homeland Security, and trade on the financial ...

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