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Private insurance and utilization of health care

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What impact does a private insurance-based health system have on the ability to control utilization?

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This solution explains private insurance based health system and utilization. The sources used are also included in the solution, which is 425 words and three references.

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Private insurance based health system in general does not interfere with the utilization of health care. However, private insurance does have an impact on utilization. The general principle is that there would be more utilization of health services with private insurance.

Studies show that private insurance coverage reduces the number of doctor visits. Also, private insurance coverage has no effect on the number of nights spent in a hospital. However, there are positive effects of private insurance on utilization of health services. Private health insurance either has a positive effect on investment in prevention because there are monetary incentives provided to the insured, or privately ...

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