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Changes in lending and the Dodd-Frank Act, lending money

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Discuss how the changes in the lending regulatory environment, particularly with the passage of the Dodd-Frank Act, has impacted the bank's ability to lend money to businesses for capital projects and acquisitions.

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The passage of this act has affected businesses and the ability of the banks to lend out capital needed for the businesses. The main business sector that has suffered the most has been the small business sector. Small businesses oftentimes rely on bank loans more so than the large businesses because the small businesses oftentimes have a more difficult time acquiring capital. The big businesses have investors and can raise capital though additional means other than bank loans, if they had to. The smaller companies are left in a bind ...

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Discuss how the changes in the lending regulatory environment, particularly with the passage of the Dodd-Frank Act, has impacted the bank's ability to lend money to businesses for capital projects and acquisitions.

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