How do HMOs determine their premiums?© BrainMass Inc. brainmass.com June 4, 2020, 2:46 am ad1c9bdddf
HMOs typically determine their premiums based on three specific methods. These are community rating, the experience rating, and based on medicaid and medicare. The community rating is based on a class of applicants. The premiums are determined without any regard to the potential services, ...
The solution discusses how HMOs determine their premiums.