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problems with the use of credit cards

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Why do you think people are having problems with the use of credit cards today?
http://fog.ccsf.edu/~lfried/stories/bankingandcredit.html

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Problems with the use of credit cards are explained from a personal and tutorial perspective.

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In this age, plastic cards are becoming our best buddies that we take everywhere we go. Among those cards are credit cards. Credit cards are simply loan cards that allow their owner to purchase whatever she/he likes without direct pay. The owner doesn't have to have cash to pay for their purchases. On a certain time, agreed upon between the owner of the card and the bank, the owner pays back to the bank the money he ...

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