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Access to Insurance vs. Access to Care

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What is the contrast between access to insurance versus access to care in relation to the Affordable Care Act (ACA), federal reform and its unanticipated consequences?

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Solution Summary

How the PPACA promotes access to insurance, but not necessarily access to care.

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Under the Patient Protection and Affordable Care Act (PPACA) access to insurance will be much easier. The PPACA in fact requires that most people purchase insurance, or pay an additional tax. The law requires that health insurance be available to everyone, regardless of their pre-existing conditions. Insurers also will not be able to charge higher premiums because of health conditions. Some groups are excluded from the requirement to buy insurance: people who would have to pay more than 8% of their income for health insurance, ...

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