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The FCIC and the Originate-to-Distribute Model

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The FCIC concluded that the originate-to-distribute model undermined responsibility and accountability for the long-term viability of mortgages and mortgage-related securities and contributed to the poor quality of mortgage loans. True or false and why?

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This is extensively discussed in the book titled "The financial Crisis Inquiry Report," which was published ...

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This solution explains if the FCIC question listed is true or false, and also explains why.