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What is a banker's acceptance? How are they initiated? Why are they desirable for the exporter?

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What is a banker's acceptance? How are they initiated? Why are they desirable for the exporter?
The bankers acceptance is a future payment that is guaranteed by a bank. Usually, this is in the form of a time draft. There is usually a deposit at the bank. The banker's acceptance gives amount of money, the date when the payment can be realized, and specifies the name of the ...

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