This post addresses credit rating agencies.
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In broad terms, give us the names of the major agencies and/or firms that offer credit ratings for either consumer, commercial or national credit ratings. Also, if possible please explain what these firms do and how they differ from each other.
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The solution provides a detailed explanation of credit rating agencies for consumer, commercial, and national credit ratings and explains what these firms do and how they differ from each other.
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Credit agencies that offer credit ratings for individuals include Experian, Equifax, and TransUnion. Credit agencies that offer credit ratings for businesses include Standard & Poors and Moody's. The agencies named are the largest credit rating agencies for individuals and businesses, although there are likely smaller ones. The ones listed are the main ones checked by banks and investors before investing in companies, or before extending credit to the business or individual.
Basically, each agency uses ...
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