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What are three pieces of advice for investing for retirement

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What three pieces of advice can you give me to make sure I don't do dumb things in investing for retirement?

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In a 266 word solution, the cited response provides a paragraph for each of the three factors to be considered.

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1. Diversify, diversify! Investigate types of asset classes and come up with an allocation schedule which can be tested against any number of investment sites. Most of those calculators will ask questions about age, income, assets, etc. Asset classes should not be limited to bond and equity investments, but should include real estate, and other categories of interest such as metals, natural resources or collectibles. For hard assets, another form of diversification is geographic. Keep the eggs spread out ...

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