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This posting addresses the pros and cons of an HMO.

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Healthcare maintenance organizations (HMOs) are the most prevalent type of Managed Care. Explain the positive benefits and negative aspects, respectively, of HMO managed care from the provider's point of view "a physician and a healthcare facility"and from a patient's point of view.

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The biggest advantage of an HMO for the insured is that the deductibles tend to be more affordable than other health insurance plans. There is generally a sufficient choice of providers, which gives the insured a great deal of flexibility in finding a provider that they are comfortable with, and that can adequately meet the health care needs of the insured and any family members also on the plan. An advantage to both the insured and the providers is that as long as the insured stays with an in-network provider, the patient is aware of all costs, ...

Solution Summary

The solution provides a detailed discussion and references on the positive benefits and negative aspects of HMO managed care from the provider's point of view and from the patient's point of view.