Future and present value of a sum of money

These are questions that I cannot seem to find the answer to. Any sort of help would be greatly appreciated!

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Both the future and present value of a sum of money are based on?
Interest rate
Number of time periods
Both interest rate and number of time periods
None of the above mentioned
What is an annuity?
More than one payment
A series of unequal but consecutive payments
A series of equal and consecutive payments
A series of equal and non-consecutive payments
If you have $1000 and you plan to save it for 4 years with an interest rate of 10% what is the future value of your savings?
1464.00
1000.00
1331.00
Cannot be determined
Why is time value of money an important finance concept?
It takes risk into account
It takes time into account
It takes compound interest into account
All of the above mentioned
The present value of a dollar to be received in the future is
More than a dollar
Equal to a dollar
Less than a dollar
None of the above mentioned
In valuing a financial asset, you use these variables
Present value of future cash flows
Discount rate
Required rate of return
All of the above mentioned
The principal amount of a bond at issue is called
Par value
Coupon value
Present value of an annuity
Present value of a lump sum
If a bond's value rises above its par value during its life, interest rates have
Gone up
Gone down
Stayed the same
There is no correlation with interest rates
The basic "rent" that you are charged when you borrow money is called
Inflation premium
Risk premium
Real rate of return
None of the above mentioned
As time to maturity draws near, a bond's value approaches
Zero
Par
The coupon payment
None of the above mentioned
What focuses on long-term decision making regarding the acquisition of projects?
Working capital management
Capital budgeting
Cash budgeting
None of the above mentioned
Since capital budgeting uses cash flows instead of accounting flows, the financial manager must add back what to the analysis?
The cost of fixed assets
The cost of accounts payable
Investments
Depreciation
Which capital budgeting method focuses on firm liquidity?
Payback method
Net present value
Internal rate of return
None of the above mentioned
Which of the following capital budgeting methods states the return of a project as a percentage?
Payback period
Net present value
Internal rate of return
None of the above mentioned
Which of the following capital budgeting methods is the least theoretically correct?
Payback method
Net present value
Internal rate of return
None of the above mentioned
Who has a claim to the residual income of the firm?
Bondholders
Preferred stockholders
Common stockholders
None of the above mentioned
What voting elects a member of the board of directors of a firm with a 51% vote?
Cumulative
Preferred
Majority
None of the above mentioned
Which of the following types of voting includes minority shareholders?
Cumulative
Preferred
Majority
None of the above mentioned
If a corporate charter says that current stockholders must be give the first option to purchase new stock, what kind of rights offering is that?
Pre-emptive
Rights-on
Ex-rights
None of the above mentioned
When a rights offering is announced, the stock initially trades
Ex-rights
Rights-on
No-rights
Pre-emptive right
The Board of Directors may do which of the following with net income
Put it in the cash account
Retain it
Pay it out as dividends
Retain it and pay it out as dividends
One desire of stockholders regarding dividend policy is
Stable dividends
Frequent dividends
Low dividends
High Dividends
A stock dividend
Increases the value of stockholder's equity
Decreases the value of stockholder's equity
Does not change the value of stockholder's equity
None of the above mentioned
The purpose of a stock spilt is usually to
Increase the investor's wealth
Bring down the stock price into a lower trading range
Reduce the threat of takeover
Decrease the number of shares outstanding
As a result of the Jobs and Growth Tax Relief Act of 2003, dividends and capital gains are taxed at a maximum rate of
38.6%
20%
15%
None of the above rates
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